Life Insurance

Life Insurance Solutions for Life and Death

You probably have some Questions about Life Insurance

How much insurance do we need?

Will I even qualify?

Can we afford this?

Can we afford NOT to do this?

We will help you narrow down your life insurance needs and find solutions that meet your budget. We work with numerous trusted Life Insurance companies to offer solutions for everyone- even if you have been turned down before or worry that you’re “too old” or a smoker. With decades of experience we can help.

Are you a Homeowner with a Mortgage?

Did you know that replacing your existing Mortgage Life Insurance with traditional, trusted Life Insurance can be easy and can save you money and headaches! Need more information about the difference between traditional life insurance and the bank’s mortgage life insurance? 

We want to help you make an informed life and death decision with friendly, easy to understand advise. With non-face-to-face e-apps, and other application options, we make the process as simple as possible and will be there to walk you through it.

Insurance Options for Life and Death that you can Afford

Pays cash to your family or other beneficiary after your death. This will provide them with needed income and final costs. With policies like Whole Life and Universal Life; you can build up cash values (which you can borrow from or use as an investment, guaranteed). If you’re budget conscious and want to protect your assets and family, Term Life Insurance might be your solution.

Almost any budget can afford a life insurance policy – we all know something is better than nothing.

Different Kinds of Life Insurance Policies

Helps protect you financially if you suffer a serious illness. The most common claims are due to cancer, stroke, heart attack, and dementia. This coverage was developed by a doctor who saw the need for protection from the financial impact of having; and surviving a critical illness. Getting sick can be very expensive, even in Canada.

Critical illness offers a tax-free payout of a predetermined, lump-sum cash payment (you decide how much when you buy a policy). This allows you to focus on your recovery. Critical Illness Insurance – Coverage when it counts

Provides income in case you get sick or hurt and are unable to work. Up to 40% of Canadians become disabled for 90 days or longer before the age of 65. Disability coverage will replace most of your paycheck with a tax-free monthly income of up to 80% of your regular income, so you can rest knowing most of your bills will be paid.

Disability Insurance Explained

Long term care coverage works like a reimbursement plan for things like meals, adjustments to your home for accessibility, medical assistance and equipment, and other items our government does not cover. It is primarily designed to keep you home longer and can act as a bridge between home care and long term care facilities (since the wait lists can be long).

Long Term Care Insurance

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The Bowie Financial Office is located at:

Suite 3 – 100 Schneider Road

at the corner of Carling Avenue

Kanata North, ON K2K 2C1

Monday to Thursday: 10:00 AM – 4:00 PM

By Appointment Only

We offer in-person office, home, phone, and video appointments.

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